See what your dividends could pay. This free dividend calculator estimates your annual and monthly dividend income, total dividends and growth over time — with or without reinvestment.
Estimate only. Dividends are not guaranteed and can be cut. Figures are before tax.
Use this free freelance rate calculator to work out the hourly rate you need to charge. Enter your target take-home income, business costs and billable hours to find a rate that actually pays the bills.
A freelance rate calculator turns the income you want into the hourly rate you need to charge. It works backward from your target take-home pay, adds your business expenses and a tax set-aside, then divides by your billable hours to give your hourly and day rate.
Most new freelancers undercharge by dividing a salary by 2,080 hours — but that ignores taxes, expenses and the large share of the week that isn’t billable.
Rate = (Take-home ÷ (1 − tax) + Expenses) ÷ Billable hours
To take home $70,000 with $8,000 of expenses, a 25% tax set-aside, and 25 billable hours a week for 46 weeks, you’d need to charge about $88 an hour — generating roughly $101,000 in revenue across 1,150 billable hours.
| Term | What it means |
|---|---|
| Billable hours | Hours you can actually charge a client for. |
| Take-home income | What you keep after expenses and tax. |
| Day rate | Your hourly rate × a working day (often 8 hours). |
| Utilization | The share of your time that is billable. |
Multiply your investment by the dividend yield. A $50,000 holding at a 4% yield pays $2,000 a year, or about $167 a month, before tax.
Dividend yield is the annual dividend divided by the share price, shown as a percentage. A stock paying $2 a year at a $50 price has a 4% yield.
A dividend reinvestment plan (DRIP) automatically uses your dividends to buy more shares instead of paying cash. Those shares pay their own dividends, compounding your income over time.
Yield on cost is your current annual dividend as a percentage of what you originally invested. As a company raises its dividend, your yield on cost rises even though the market yield stays similar.
No. Companies can cut or suspend dividends at any time, and yields change as share prices move. Treat any projection as an estimate, not a promise.
Yes, this dividend calculator is completely free, needs no sign-up, and gives instant results directly in your browser.