Convert between any two currencies. This free currency converter uses the exchange rate you enter to convert your amount and shows the inverse rate — quick, private and works for any currency pair.
Convert
Enter today’s rate from your bank or a rates site. This converter doesn’t fetch live rates.
Converted amount
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Enter an amount and rate
Rate used
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Inverse rate
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1 unit converts to
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Amount
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Results update automatically as you type. Rates change constantly — always confirm before transacting.
Use this free currency converter to convert between any two currencies using today’s exchange rate. Enter an amount, the currency codes and the current rate to see the converted amount and the inverse rate.
What this currency converter does
This currency converter converts an amount from one currency to another using a rate you enter. It returns the converted amount, the rate used and the inverse rate so you can check conversions in both directions. Because rates change by the second, you supply the current rate rather than relying on a stored one.
How to convert currency
Converted amount = Amount × Exchange rate
If 1 USD = 0.92 EUR, then 100 USD × 0.92 = 92 EUR. The inverse rate (1 ÷ 0.92 ≈ 1.087) tells you 1 EUR is worth about 1.09 USD, which is handy for converting back.
How to use the currency converter
Enter the amount you want to convert.
Add the currency codes — for example USD, EUR, GBP, JPY.
Enter today’s exchange rate from your bank or a rates website.
Read your result. The converted amount and inverse rate update instantly.
Where to find the current exchange rate
Your bank or card provider — the rate you’ll actually be charged, often with a margin.
A search engine or financial site for the mid-market reference rate.
Your payment app or broker if you’re transferring money.
Remember providers add a spread or fee, so your effective rate is usually a little worse than the headline one.
Currency terms glossary
Term
What it means
Exchange rate
How much of one currency you get for another.
Inverse rate
The rate the other way around (1 ÷ rate).
Mid-market rate
The midpoint rate before any provider margin.
Spread / margin
The markup a provider adds to the mid-market rate.
Currency Converter FAQ
How do I convert one currency to another?
Multiply the amount by the exchange rate. If 1 USD = 0.92 EUR, then 100 USD = 100 × 0.92 = 92 EUR. To convert back, divide by the rate or use the inverse.
Does this converter use live exchange rates?
No. It uses the rate you enter, so it works for any currency pair and stays fast and private. Grab the current rate from your bank or a rates website before converting.
What is the inverse exchange rate?
It's the rate in the opposite direction — 1 divided by the rate. If 1 USD = 0.92 EUR, the inverse is about 1.087, meaning 1 EUR ≈ 1.09 USD.
Why is my bank's rate different?
Banks and apps add a margin or fee on top of the mid-market rate, so the rate you're actually charged is usually slightly worse. Enter the rate your provider quotes for the most accurate result.
What currencies can I convert?
Any pair. Just enter the two currency codes (like USD, EUR, GBP, JPY, INR) and the current rate between them.
Is the currency converter free to use?
Yes, this currency converter is completely free, needs no sign-up, and gives instant results directly in your browser.
