See if a currency trade made money. This free currency exchange profit calculator works out your profit or loss from converting money and back at different rates — fees included.
Your trade
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Buy converts your money into the second currency; sell converts it back. Enter the rates you actually get.
Profit / loss
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Enter amount and both rates
Return
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Amount converted
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Amount back
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Fees paid
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Estimate only. Uses the rates and fees you enter — not live market rates. Currency trading carries risk.
Use this free currency exchange profit calculator to work out the profit or loss from converting money and converting it back at a different rate. Enter your amount, both rates and any fees to see your net result.
What this currency exchange profit calculator does
A currency exchange profit calculator shows whether a round-trip currency trade made or lost money. It converts your starting amount at the buy rate, converts it back at the sell rate, subtracts any fees each way, and returns your profit or loss, percentage return and total fees.
Say you convert $1,000, then later convert it back at a more favourable rate: with no fees that might return $1,043, a profit of about $43 (+4.3%). Add a 0.5% fee on each exchange and the profit shrinks — fees matter a lot on currency trades.
How to use the currency exchange profit calculator
Enter your starting amount. The money you begin with.
Enter the buy rate. The rate when you convert into the other currency.
Enter the sell rate. The rate when you convert back.
Add a fee per exchange (optional). Most providers charge a spread or commission.
Read your result. Profit, return and fees update instantly.
Why fees and spreads matter
Every conversion usually carries a spread or commission, and you pay it twice on a round trip. Because exchange-rate moves are often small, fees can easily turn a small paper gain into a real loss. Always enter the rate and fee you’ll actually be charged, not the mid-market headline rate.
Exchange profit terms glossary
Term
What it means
Buy rate
The rate at which you convert into the other currency.
Sell rate
The rate at which you convert back.
Spread
The gap between buy and sell rates a provider charges.
Round trip
Converting out and back again, paying fees twice.
Currency Exchange Profit FAQ
How do I calculate currency exchange profit?
Convert your amount at the buy rate, convert it back at the sell rate, subtract any fees each way, and compare to what you started with. The difference is your profit or loss.
Why did I lose money even though the rate moved in my favour?
Fees and the spread are charged on both conversions, so a small favourable move can be wiped out by the cost of exchanging twice. Always include the real fees you're charged.
What's the difference between the buy and sell rate?
The buy rate is what you get converting into the other currency; the sell rate is what you get converting back. Providers set them apart — that gap is the spread, and it's a cost to you.
Does this use live exchange rates?
No. You enter the rates and fees, so it works for any pair and any provider. Use the actual rates you'll be charged rather than the mid-market rate for an accurate result.
Is exchanging currency for profit risky?
Yes. Exchange rates are volatile and fees add up, so currency trading can lose money. This calculator is an educational tool, not trading advice.
Is the currency exchange profit calculator free to use?
Yes, this currency exchange profit calculator is completely free, needs no sign-up, and gives instant results directly in your browser.
